List of U.S. insurance companies,Health Insurance (Major medical Insurance)

Health Insurance (Major medical Insurance)

In the United States, health insurance is any program that helps pay for medical expenses, whether through privately purchased insurance, social insurance or a social welfare program funded by the government. Synonyms for this usage include "health coverage", "health care coverage" and "health benefits".

In a more technical sense, the term is used to describe any form of insurance that provides protection against the costs of medical services. This usage includes private insurance and social insurance programs such as Medicare, which pools resources and spreads the financial risk associated with major medical expenses across the entire population to protect everyone, as well as social welfare programs such as Medicaid and the Children's Health Insurance Program, which provide assistance to people who cannot afford health coverage.

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In addition to medical expense insurance, "health insurance" may also refer to insurance covering disability or long-term nursing or custodial care needs. Different health insurance provides different levels of financial protection and the scope of coverage can vary widely, with more than 40 percent of insured individuals reporting that their plans do not adequately meet their needs as of 2007.

The share of Americans without health insurance has been cut in half since 2013. Many of the reforms instituted by the Affordable Care Act of 2010 were designed to extend health care coverage to those without it; however, high cost growth continues unabated. National health expenditures are projected to grow 4.7% per person per year from 2016–2025. Public healthcare spending was 29% of federal mandated spending in 1990, 35% in 2000, and is projected to be roughly half in 2025.

This list is incomplete

    AARP
    Aetna
    American Family Insurance
    American National Insurance
    Amerigroup
    Anthem Blue Cross and Blue Shield
    Blue Cross and Blue Shield Association
    CareSource
    Cambia Health Solutions
    Centene Corporation
    Cigna
    Coventry Health Care
    EmblemHealth
    Fortis
    Golden Rule Insurance Company
    Group Health Cooperative
    Group Health Incorporated
    Health Net
    HealthMarkets
    HealthPartners
    HealthSpring
    Highmark
    Horace Mann Educators Corporation
    Humana
    Independence Blue Cross
    Kaiser Permanente
    Kaleida Health
    LifeWise Health Plan of Oregon
    Medica
    Medical Mutual of Ohio
    Molina Healthcare
    Multi-Plan
    Premera Blue Cross
    Principal Financial Group
    Shelter Insurance
    State Farm
    Thrivent Financial for Lutherans
    UnitedHealth Group
    Unitrin
    Universal American Corporation
    WellCare Health Plans
    WellPoint

(Source Wikipedia)

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